Privacy Policy for Liberty Budget
1. Introduction
Liberty, LLC ("we," "our," or "us") operates libertybudget.app. This Privacy Policy explains how we collect, use, and protect your personal information.
2. Information We Collect
We collect the following information:
- Email address (when you create an account)
- Financial transaction data (when you upload CSV files)
- Basic usage and technical data (for example, browser/device info and server logs used to operate and secure the service)
- Payment information (processed securely by Stripe; we never store your card details)
3. How We Use Your Information
We use your information to:
- Provide and maintain the Liberty Budget service
- Process your subscription payments
- Send important account updates
- Improve our service
- Respond to your support requests
4. Data Security
Your security is our priority:
- Data is encrypted in transit when accessed over HTTPS/TLS
- Sensitive transaction details are encrypted at rest in our database
- We never connect to your bank accounts
- Your transaction data is only visible to you
- Passwords are hashed using industry-standard algorithms
5. Data Sharing
We do NOT sell your data. Ever.
We share data only with:
- Stripe (for payment processing only)
- Railway (our hosting provider, as an infrastructure provider that processes data on our behalf)
We will never share your financial transaction data with anyone for advertising or resale.
6. Your Rights
You have the right to:
- Access your personal data
- Export your data
- Correct inaccurate information
- Request deletion of your account and data
- Opt out of marketing emails
To exercise these rights, email support@libertybudget.app.
7. Data Retention
We keep your data as long as your account is active. If you request account deletion, we will delete your data within 30 days.
8. Cookies
We use cookies only for:
- Keeping you logged in
- Remembering your preferences
You can disable cookies in your browser, but some features may not work.
9. Children's Privacy
Liberty Budget is not intended for users under 18. We do not knowingly collect data from children.
10. International Users
Your data may be processed in Michigan, United States. By using Liberty Budget, you consent to this transfer.
11. Changes to This Policy
We may update this policy occasionally. We'll notify you of significant changes via email.
12. GDPR Rights (for EU users)
If you're in the EU, you have additional rights under GDPR, including:
- Right to access your data
- Right to rectification
- Right to erasure ("right to be forgotten")
- Right to data portability
- Right to object to processing
Contact us to exercise these rights.
13. CCPA Rights (for California users)
California residents have the right to:
- Know what personal information we collect
- Know if we sell personal information (we don't)
- Request deletion of personal information
14. Contact Us
Questions about this Privacy Policy?
- Email: support@libertybudget.app
- Company: Liberty, LLC
- Location: Michigan, United States