The fun, effortless way to master your money.
Bite-sized daily check-ins, zero-guilt spending limits, and debt payoff that feels like playing a game. No spreadsheets. No shame.
Daily Money Check-In
"You have $20 extra this week. What creates the biggest financial momentum?"
Budgeting built like a game, not a chore.
Most budgeting apps fail because they make you feel like an accountant. Liberty uses positive game loops to build real momentum.
The 2-Minute Path
Work through bite-sized interactive lessons and clear milestones. Earn XP, keep your flame streak burning, and watch your debt targets crumble.
Safe Daily Spend
No more mental math at the grocery store checkout. One circular pacing donut reveals your exact guilt-free number for today.
Zero-Guilt Envelopes
Flexible monthly envelopes adjust naturally when unexpected expenses happen. Move money with one tap, celebrate savings wins, and stay in control.
Join friendly budgeters crushing debt together.
Compete in weekly divisions from Bronze to Diamond. Earn Freedom XP every time you log a transaction or complete a mini-lesson.
Sample preview - your real division fills in after your first week.
“Paying off debt felt like a guilt spreadsheet, so I quit every app that tried. I built Liberty to make it feel like a game I actually want to keep playing.”
Simon Salaev · Founder, Liberty Budget
The promise
Small daily wins. Zero guilt.
Before you start
Is this another budget spreadsheet?
No. Liberty turns your debts into a path and your payoff into a two-minute daily session. Budgets, transactions, and CSV imports are in there too - but the plan and the daily loop are the point.
Snowball or avalanche?
Whichever keeps you going - the research says the difference between orderings is small and the difference between having a plan and not having one is enormous. Liberty defaults to a quick win first, then the expensive ones, and lets you switch the lens anytime.
My income is not the same every month. Will this work for me?
Yes - that is a different plan, not a dealbreaker. Liberty builds your numbers on a conservative floor, and a lean month pauses nothing: the streak survives on showing up.
Do I have to connect a bank?
No. Manual entry or supported CSV imports cover the whole plan. Optional Plaid connections require a paid Liberty Gold subscription and work only with supported institutions and accounts.
Ready to start your financial streak?
Take back your financial freedom, one day at a time. Paid plans can be canceled online.
Claim Your Freedom · It's Free