What matters most right now?

Name: Liberty Budget Gold
Brand: Liberty Budget
Price: 8.99 USD
Availability: InStock

WallyOne goal is enough. We’ll start there.

No account needed to see your plan.

What feels hardest right now?

LibbyReal life has a say. Your plan should too.

Subscriptions keep renewing Spending creeps up My budget breaks in real life I put off looking at my money My income keeps changing I don’t know where to start

Libby

You are not bad with money.

The modern financial system is designed to quietly siphon cash through silent auto-renewals, subscription creep, and hidden charges.

WallyI kept meaning to cancel that. We’re making those charges easier to spot.

How does your income arrive?

WallyI’m fitting this around your paydays.

What does a typical month look like?

LibbyRough numbers are enough. You can refine them later.

Monthly take-home income After taxes

Monthly essential costs Housing, utilities, groceries, transport and healthcare

How clear is your subscription picture?

WallyLittle renewals are easy to lose track of.

When did you last review every recurring charge?

How many cards or accounts do you spend from?

Wally

Keep the things that make life yours.

A forgotten subscription shouldn’t get first dibs on your money. We’ll help you see what’s quietly renewing.

LibbyYou decide what stays. Your priorities belong in this plan.

What should your plan protect?

LibbyChoose up to two. We’ll keep them in view.

0 of 2 selected

Put your name on your plan (optional)

First or preferred name

Bringing your plan together

Libby: I’m gathering your answers.

Your goal
Your payday rhythm
What matters to you
Your three starting moves

Personalized Blueprint Ready

Your recommended plan

Your Budget Plan

One plan, precision-matched to your answers.

LibbyA plan built around what matters to you.

Your 10-minute launch offer

$60first year
~~$74.99~~

Time remaining

Find recurring charges with automatic sync for supported accounts.

$60.00 billed for the first year. Renews at $74.99/year until canceled. Tax may apply.

Free tools never expire. No card needed.

Your 3 starting moves

Add emergency savings, bill status, and debt details whenever you’re ready.

Offer details and savings breakdown

$900+ Average Annual Savings Detected

Find what your spending is hiding.

Connect an account with Plaid. Liberty flags likely subscriptions and repeat fees worth reviewing.

LAUNCH60 SPECIAL • $14.99 COUPON APPLIED

SAVE $900/YEAR PROMISE

Exclusive 10-Minute Launch Coupon • $60 First-Year Annual Membership

$60 for your first year

Regular annual price $74.99/year $60 first year SAVE $14.99

Special price prepared for you ($5.00/mo equivalent). LAUNCH60 coupon (−$14.99) applied automatically. Total for your first year: $60.00.

10:00

Coupon price breakdown

$60 for your first year

Special price prepared for you.

Regular annual price: ~~$74.99/year~~
LAUNCH60 coupon: −$14.99
Your first-year price: $60.00

Year 2+

Returns to the regular annual price The coupon applies to your first annual payment only. After your first year, renews at the regular $74.99/year until canceled.

LAUNCH60 is applied automatically for eligible new customers making their first paid transaction. Applicable taxes may be added at checkout.

First-year value Almost half off standard competitor annual prices

40–45% less in year one

Your $60 first year is 45% below YNAB and 40% below Monarch’s standard annual web prices.

YNAB $109.00/yr Standard annual price

Monarch $99.99/yr Standard annual price

Liberty Budget $60.00/yr Your first year

Compared before tax. Competitor promotions are not included. Prices checked August 22, 2026 and may change.

Get My First Year for $60 • Find My Savings

Connect your bank account with Plaid so Liberty Budget can figure out your ACTUAL exact dollar savings.

After your first year, renews at the regular $74.99/year until canceled.

Save $900 Guarantee: 30-day 100% money-back guarantee. Cancel online anytime in 1 click.

Save my plan and continue free

How Liberty helps

YOUR GOAL IS IN REACH

Reaching your goal starts with stopping the invisible leaks.

Whether you're breaking free from high-interest debt, building your first budget from scratch, or switching from expensive $100+/yr apps, modern subscription renewals and hidden fees quietly drain cash flow before savings can build.

How Liberty Budget accelerates your target: Liberty syncs directly with your accounts to automatically identify cash leaks, recover $900+/year, and channel that cash straight into your primary goal.

You're not alone

You are not bad with money.

The modern financial system is designed to quietly siphon cash through silent auto-renewals, subscription creep, and hidden charges.

78%

Over 78% of people with your profile have $75–$100/mo ($900–$1,200/yr) in silent leaks they aren't even aware of.

8,000+ Banks Supported

$900+ Avg Annual Savings

30 Sec Setup Time

What's possible for you

Saving $900+ without extreme sacrifices.

Most budgeting apps demand that you stop enjoying life. Liberty is different — we focus on eliminating hidden waste, not happiness.

No guilt: Protect your dining, hobbies, and family time.

No spreadsheet fatigue: Bank transactions sync & categorize automatically with Plaid.

Real cash in your pocket: Recover $75–$95/month directly into savings.

Automated Bank-Grade Audit

How Liberty uncovers $900+/year with zero manual typing

Connecting your bank account with Plaid takes 30 seconds and automatically finds leaks manual budgeting misses.

30-Second Setup 256-Bit Bank Encryption $900/yr Guarantee

Why Connect Your Bank with Plaid?

$350+ in Auto-Detected Subscriptions & Leaks Instantly catches forgotten subscriptions, duplicate charges, and silent price creep.

$280+ in Avoided Overdrafts & Bank Fees Predictive cash flow prevents costly surprises before your balance dips into the red.

$270+ in Conscious Spending Optimization Auto-categorizes transactions directly into your custom budget buckets with zero manual entry.

100% Read-Only & Secure Liberty can never transfer or withdraw funds. Trusted by 8,000+ financial institutions nationwide.

See why this plan fits

How to use your plan

Three simple moves

Start here

Protect

Check in

Your first milestone

Your next financial chapter

What it can unlockA clearer next move.

Your transaction scan

Pending real transactions

Add transactions. Confirm what you want to stop.

Money checks -

Review depth -

Exact Recovery NumberPending review

Only confirmed findings count.

Calculation notes

Compare all three budget styles

Alternative

Zero-Based Control

More control, with more planning.

Alternative

Flexible Targets

Broader targets with room to adapt.

Alternative

Irregular-Income Floor

A safer baseline for changing income.

Educational budgeting guidance only; not financial, tax, legal, investment, or credit advice.

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What matters most right now?

What feels hardest right now?

You are not bad with money.

How does your income arrive?

What does a typical month look like?

How clear is your subscription picture?

Keep the things that make life yours.

What should your plan protect?

Bringing your plan together

Your Budget Plan

Find what your spending is hiding.

$60 for your first year

$60 for your first year

Reaching your goal starts with stopping the invisible leaks.

You are not bad with money.

Saving $900+ without extreme sacrifices.

How Liberty uncovers $900+/year with zero manual typing

Why Connect Your Bank with Plaid?

Three simple moves

Your next financial chapter

Pending real transactions

Compare momentum and interest

Zero-Based Control

Flexible Targets

Irregular-Income Floor

We could not build the scan just now.

Keep Liberty handy.