Budgeting Designed for Humans.
No complicated accounting jargon. Just clean tools to help you stop stressing and start winning with money.
Transaction Recovery Review
Review real transactions for recurring subscriptions that may be unused and possible repeat fees, then see an educated estimate of the potential savings from findings you confirm. Until you review real transactions and confirm a finding, any amount stays pending - never presented as guaranteed savings.
The 2-Minute Path
Turn confusing personal finance into a snaking trail of bite-sized milestones. Check in for 2 minutes a day, earn gems, and protect your streak.
Safe Daily Spend
Know exactly how much you can spend today with zero guilt. The donut recalculates every morning based on remaining days and envelope limits.
Zero-Guilt Targets
Give every dollar a purpose without rigid spreadsheets. If you spend less in dining, move the savings into your emergency cushion with one tap.
Weekly Leagues
Advance through Bronze, Silver, Gold, and Diamond divisions. Earn Freedom XP every time you log transactions and complete financial check-ins.
Spending & Price-Change Reports
Track monthly category trends, budget vs. actual, and recurring subscription price increases in one place - built from the transactions you provide.
Sankey Map & Forecasting
Follow income through spending and savings in one visual, and project weeks ahead from your real history, recurring payments, and fund contributions.
One Plan, Two Ways to Keep It Current
The free plan requires no payment card and uses manual entry or supported CSV imports. It never expires, so you can test the plan before paying.
If automatic updates would make the habit easier to maintain, an active paid subscription can optionally connect supported bank and credit-card accounts through Plaid. Institution, account, refresh, and field coverage varies.
Manual and CSV workflows remain available after you pay. Liberty Gold through Plaid is a convenience choice, not a requirement for using your plan.
Whichever path you choose, supported sensitive transaction fields are encrypted before database storage. We do not sell personal data or run ads based on your spending.
See What Your Money Could Do Instead
Free scan. Personalized plan. No payment card.
Start My Free Scan