1
Download your CSV
Log into your bank and export your statement. Every bank supports this.
Budget Without Connecting Your Bank
Every time you connect your bank to an app, you're giving a stranger a permanent window into your finances. Liberty Budget is different at a technical level — your transactions are encrypted before they reach our servers. We couldn't read your data even if we wanted to.
Other apps live inside your bank account. We can't read your transactions. Nobody can — except you.
Up and Running in 3 Steps
Start fast without sharing banking credentials or syncing accounts.
2
Upload to Liberty Budget
Drag and drop your file. Transactions are parsed and auto-categorized instantly.
3
See your money flow
Your Sankey graph and reports populate immediately. No setup required.
Built for Privacy and Control
Use your statements, not your bank login credentials.
No Bank Connections
We never ask for your bank login. No OAuth tokens, no Plaid, no API connections. Your bank doesn't know we exist.
CSV Import
Download your statement from your bank's website and upload it here. The file is processed and encrypted immediately. We don't store the raw CSV.
Sankey Graph
Visualize every dollar from income to spending and savings.
Visual Reports
See trends by month and category with clear summaries.
Savings Goals
Track multiple funds and monitor progress month over month.
Ad-Free Experience
Focus on your budget without distraction or upsell clutter.
What We Actually See
This is the founder's real transaction data as it appears in our database. This is all anyone at Liberty Budget can see - including us.
What You See
Walmart Grocery
-$84.32
Tailoring Tux and Cleaners
-$191.00
Netflix
-$15.99
Decrypted locally in your browser using your password.
What We See (Founder's Real Data)
gAAAAABqL9vXf3mK0QpZr8YtW4nHb1JdCe6Ls2VuPa7Rx5NyKt0DwMjUqIe9BcFrTz3HvAuXnQ6LpSyVw2KdGhTr9YpLmNcJxQe8RaWuCf1ZoTy7QiNkMsHdBjVx4PuLe0YfDaQzHtKr, gAAAAABqL9vXh5PnYc2LmWrT0sJdQe8VnKb4FpRuXa1MtZi6Hy3CvNgQwLe7BsPdUr9KxFtYv2NcHmQp8TrWdJf0LsZe6VuByKj4XpRnCc7YwTa5MhQnLdE=
gAAAAABqL9vXr2FdNe7KwTp4YsVh0LmQxCz8RuJdPa5WtGn3HyKbMf2VuLe9QpRjXc6TsDwNh4ByKf0VuZd7LmPxQc8HrTa2Ws==, gAAAAABqL9vXn7CtYw5RmKp8ZdVuLe4NxHb2QfJtPa0CsWr9HyLmTf6NpQxDkVu3Zr8MhCe5LsWt0ByQpRu7JnKdXf4TvGa1Yw==
gAAAAABqL9vXt6NyQp4WrZd1LsVuKh8MfTr0Ce7ByPa5JnXc2DwRu9HtYv3QmLe6KbFp0NsWdTz8HrVa4YqLpCc7Xf2MnJuRe5KtBvQd1LsZe4HyWpTr8NcMf0GaJxR, gAAAAABqL9vXy4LeQp9TrVu0WsZcKh7NyDf2BmRa5LpXt8JwQc6HvFn3ZdYe0MsKuTp4VrXnCc7ByLf9QhWd2JmGt8ReVaPw1==
Actual ciphertext stored in our database. Mathematically unreadable without your key.
This isn't a promise. It's how the math works.
Your transactions are encrypted with a key derived from your password before they leave your device. We store the encrypted result. Without your password, the data above is all anyone — including Liberty Budget employees, hackers, or governments — will ever see.
See It In Action
Real screenshots from Liberty Budget.
Trace income, expenses, and savings in one dashboard view.
Review your monthly categories and spot overspending quickly.
Track your goals with cumulative fund progress over time.
Try Liberty Budget free for 30 days
Then choose monthly or yearly pricing, locked in forever.
Gold
$6.25/mo
$8.99/mo
Billed $74.99 yearly (save 30%) Billed $8.99 monthly
- Unlimited imports
- Unlimited history
- Advanced reports
- 30-day free trial, full features, no credit card required
- Your price is locked in forever once you start
No freemium tier. Cancel anytime, no questions asked.
Questions People Ask
Built to stay simple, private, and flexible. Read the full privacy FAQ for details.
Why CSV instead of bank connections?
Other apps give a third party - like Plaid - a permanent window into your bank account. With Liberty Budget, you upload a file and the connection ends there. Your bank never knows we exist.
Is my data secure?
Your transactions are encrypted at rest with per-account keys. We never store your password in readable form, and keys are stored as wrapped tokens rather than plaintext.
Can I cancel anytime?
Yes. No contracts, no questions asked.
Track Your Budget Without Sharing Bank Credentials
Start with a 30-day full-feature trial, then keep your price locked in forever.
Start 30-Day Free Trial